A research paper titled “From Cash to Clicks: An Empirical Study on How Digital Payments and Open Finance Drive Financial Inclusion” at the One-Day Multidisciplinary International Conference on “Tradition × Transformation: Knowledge, Technology and Inclusive Future” at Sheshadripuram College, was presented by our faculties Mrs.Nikhat Nazeer - Dept of Commerce and Mrs.Sayeeda Nusrat - Dept of Zoology on 6th March 2026.